ProposedSB 2 (2025)Connecticut

Connecticut Artificial Intelligence Act for Insurance

How Connecticut Artificial Intelligence Act applies to insurance organizations and the obligations to plan for.

Effective
October 1, 2026
Max penalty
$5K
Applies to
developer + deployer

Why this law matters for insurance

Insurance carriers and insurtech firms using AI in underwriting, claims processing, fraud detection, and pricing decisions.

This law applies to insurance organizations to the extent their AI use falls within the law's scope (see the obligations below). Organizations operating in Connecticut should treat this law as part of the baseline regulatory obligations alongside any sector-specific federal rules.

Recommended next steps

  1. Inventory AI systems used in insurance workflows that may fall within Connecticut Artificial Intelligence Act's scope.
  2. Map each system against the obligations above and identify the responsible role (developer vs deployer).
  3. Adopt a structured framework — see NIST AI RMF and ISO/IEC 42001 — to demonstrate due care and produce audit-ready evidence.
  4. Document obligations satisfied and gaps in a single register, refreshed at the cadence required by the law (typically annual).
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