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AAI Compliance Atlas

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© 2026 AI Compliance Atlas. Informational only — not legal advice. Consult qualified counsel before making compliance decisions.Verified Jun 9, 2026
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AI Compliance for Insurance

Insurance carriers and insurtech firms using AI in underwriting, claims processing, fraud detection, and pricing decisions.

Applicable laws

  • Connecticut AI Bills (SB 2 / SB 5) for InsuranceEffective soon
    Connecticut•Effective October 1, 2026•Max penalty: Not specifiedfull detail
  • Virginia High-Risk Artificial Intelligence Developer and Deployer Act for InsuranceDefeated
    Virginia•Effective July 1, 2026•Max penalty: $10Kfull detail
  • Colorado Artificial Intelligence Act for InsuranceIn effect
    Colorado•Effective June 30, 2026•Max penalty: $20Kfull detail
  • Texas Responsible Artificial Intelligence Governance Act (TRAIGA) for InsuranceIn effect
    Texas•Effective January 1, 2026•Max penalty: $200Kfull detail
  • California AI Transparency Act for InsuranceIn effect
    California•Effective January 1, 2026•Max penalty: $5Kfull detail
  • Transparency in Frontier Artificial Intelligence Act (TFAIA) for InsuranceIn effect
    California•Effective January 1, 2026•Max penalty: $1.0Mfull detail
  • California Generative AI: Training Data Transparency for InsuranceIn effect
    California•Effective January 1, 2026•Max penalty: Not specifiedfull detail
  • Washington State Artificial Intelligence Task Force / AI Regulation for InsuranceIn effect
    Washington•Effective March 18, 2024•Max penalty: Not specifiedfull detail

Recommended frameworks

  • NIST AI RMF 1.0

    Voluntary US framework. Adopt to demonstrate due care across most state AI laws.

  • ISO/IEC 42001:2023

    Certifiable AI management-system standard. Strong fit for insurance organizations subject to multiple jurisdictions.

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Legal disclaimer

This content is informational only and does not constitute legal advice. Laws change frequently and vary by jurisdiction. Consult qualified legal counsel before making compliance decisions. Information accuracy not guaranteed as of any specific date.

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